WORK EXPERIENCE

March 2016  – Present

Acting Management Board Member (CRO) of Hypo Alpe-Adria-Bank a.d. Banja Luka

Feb 2012 – March 2016   Raiffeisen Bank dd Bosnia and Herzegovina

Director of Retail Credit Risk Management

Details of position: B-1 management level; Responsible for Retail (Private Individuals and Micro SME ) Credit Risk Management: credit risk assessment, decision support systems and models development/implementation, portfolio management & analytics & reporting, IAS 39 loan loss provisions introduction/calculation, risk – based pricing,  Collections/Recovery strategies development/steering; Credit Committee Deputy Member, responsible for the overall portfolio

quality and Risk Costs (including Leasing)

May 2007 – Feb 2012   Raiffeisen Bank dd Bosnia and Herzegovina

Head of Retail Credit Risk Management Department

Details of position: B-2 management level; Responsible for Retail (Private Individuals and Micro SME) Credit Risk Management: credit risk assessment, decision support systems and models development/implementation, portfolio management & analytics & reporting, IAS 39 loan loss provisions introduction/calculation, Collections strategies development;

March 2006 – Present Raiffeisen Bank dd Bosnia and Herzegovina

Basel II Retail Local Project Manager / Project Owner

Details of position: Responsible for Basel II implementation in Raiffeisen Bank Bosnia and Herzegovina Retail segment  (PI and Small enterprises), including: application and behavioral scorecard models development, development of strategies for scorecard models implementation and maintenance, Basel II Risk parameters estimation,

Retail RWA calculation, preparation of IRB application

Sept 2002 – March 2006  Raiffeisen Bank dd Bosnia and Herzegovina

Credit Analyst

Details of position: Financial statements analysis of Corporate and SME customers, assessment of customer’s credit worthiness, customer rating preparation

Jan 2002 – Sept 2002 Raiffeisen Bank dd Bosnia and Herzegovina

Account Manager

Details of position: managing relations with SME Customers (customer acquisition, relationship maintenance, business and financial analysis, transaction proposal, monitoring and reporting)

SKILLS

Language skills

 English: Reading 5, Speaking 4, Writing 4

 German: Reading 2, Speaking 2, Writing 2

IT skills

 MS Office knowledge – Word, Excel, Access, Power Point

 SAS Software knowledge (skilled in using SAS software for statistical model development, parameters estimation, data mining and reporting)